DebtValidate.com is not a law firm or a debt settlement, credit counseling or credit repair company and does not give legal, tax or financial advice. We connect you with independent providers. Results vary and are not guaranteed. Not affiliated with the CFPB, FTC or any government agency.
Who we are

About DebtValidate.com

We help people who are getting collection notices understand the one question that matters first: can they prove this debt is yours, accurate and theirs to collect?

An advocate at her desk, working through a case on her laptop

Who runs it

DebtValidate.com is operated by Rainy Day Company LLC in Roseville, California. It's a consumer-education and matching site. We're not a law firm, and we're not a debt settlement, credit counseling or credit repair organization.

Why validation first

Debts get sold, resold and bundled, and the paperwork doesn't always follow. Federal law lets you ask a third-party collector to verify a debt in writing. Knowing that before you pay or agree to anything puts you in a better position, whatever you decide next.

How providers are chosen

Participating providers are independent. They focus on collections and debt-relief matters and are licensed where required. We match on your situation, and no provider can pay for a higher rank. See our Marketing Partners page.

How we're paid

Participating providers and marketing partners pay us for connecting them with people who may need their help. That's how the review stays free for you.

Contact

Rainy Day Company LLC dba HeyDay Digital Media, operator of DebtValidate.com
5098 Foothills Blvd Ste 3-263, Roseville, CA 95747
[email protected] · (888) 555-0199

Ready to find out if they can prove it?

Free review. Two minutes. No obligation.